New/Used Cars, Trucks & Motorcycles

% FinancedTermsAPR*** before discounts
50%36 Months5.25% to 16.50%
48 Months5.25% to 17.00%
60 Months5.25% to 17.00%
72 Months (over $20,000)5.25% to 17.00%
60%36 Months5.25% to 16.75%
48 Months5.25% to 17.25%
60 Months5.25% to 17.25%
72 Months (over $20,000)5.25% to 17.25%
70%36 Months5.25% to 17.00%
48 Months5.25% to 17.50%
60 Months5.25% to 17.50%
72 Months (over $20,000)5.50% to 17.50%
80%36 Months5.25% to 17.25%
48 Months5.25% to 17.75%
60 Months5.50% to 17.75%
72 Months (over $20,000)5.75% to 16.50%
120%36 Months5.25% to 17.50%
48 Months5.50% to 18.00%
60 Months5.75% to 18.00%
72 Months (over $20,000)6.00% to 16.75%

New/Used RVs, Boats & Trailers

% FinancedTermsAPR***
100%36 Months8.25% to 11.75%
48 Months8.25% to 12.25%
60 Months8.50% to 13.00%
72 Months (over $20,000)8.75% to 13.50%

Texas Title Loans

% FinancedTermsAPR***
50%12 months - mileage < 200,00014.40%
24 months - mileage < 150,00014.40%
36 months - mileage < 100,00014.40%

Personal Loans

TypeTermsAPR***
Signature ($500 min)up to 60 months7.90% to 17.90%
Line of Credit ($1,000 min) up to 48 months9.90% to 17.90%
Relationship (direct deposit required) 60 months18%

Secured Loans

TypeTermsAPR***
CD Secureup to 60 months2% above the dividend rate
Share Secureup to 60 months3% above the dividend rate

Mastercard Loans

TypeAPR***
MasterCard Rewardsgonow.credit/bcfcuapply

*Rate discounting available based on CU services utilized. Maximum rate discount of 2% when all discounts applied.
**Down payment may be required and terms may be limited dependent upon credit, debt level, and collateral.
***APR = Annual Percentage Rate
Actual rate received may vary depending upon credit worthiness, debt-to-earnings, down payment and services with the credit union. Rates are subject to change without notice. Other terms and conditions may apply.