Why Join Bayou City Federal Credit Union?

When you become a member of Bayou City Federal Credit Union, (BCFCU), you join your co-workers in health care in a cooperative effort which benefits all members with convenient, less costly financial services in a secure environment.

Our credit union was created by Hermann Employees in 1980 for employees and their families. Today we have members from all occupations stemming from our philosophy, “once a member, always a member.” Therefore, you may always retain us as your credit union irregardless of where your employment path directs you. Our members collectively own and operate the credit union as a not-for-profit organization.

We are pleased to welcome you and your family to Bayou City Federal Credit Union. Please refer to our field of membership.

Here are just a few benefits of belonging to BCFCU:

  • We offer convenient new and used auto loans, and other types of loans at low interest rates. That means less stress and more savings for you.
  • All loans can be paid through easy payroll deduction. No trips to the bank, no checks to write, no payment vouchers to mail, no deadlines to worry about, and no late charges.
  • You can save through payroll deduction too. Tell us how much money you want deducted from your paycheck, and it automatically adds up in your Share, IRA, or Time Share account. earning dividends at rates competitive with other financial institutions. No more tug-of-war between saving and spending when you cash your paycheck.
  • Each of your share accounts is insured up to $250,000 by the National Credit Union Administration, an independent agency under the executive branch of the federal government.
  • Quick processing of loan applications and fast answers to your questions are just part of our streamlined, competitive services.

Who can join Bayou City Federal Credit Union?

  • Employees or volunteers of the Memorial Hermann Healthcare system or one of its subsidiaries.
  • Persons living in the same residence and who maintain a singe economic unit. This includes any person who is a permanent member of and participates in the maintenance of household, including family members, domestic partners, foster children, and legal guardian relationships. Residents of a fraternity, sorority, or of a nursing home are not considered members of a household.
  • Immediate family of a member of Bayou City FCU. This includes Parent, Grandparent, Spouse, Sibling, Child, Grandchild, Adopted Children, Stepparents, Stepchildren, and Stepsiblings.
  • Persons who live, work, or attend school within the bounded area of: IH 45 S to S Loop 610 W, to S Main, north to IH 45 S..

To become a member, please complete our membership application. Upon receiving this application a Membership Account Representative will contact you to set up an appointment. We look forward to serving your financial needs.

Click to view the Membership Agreement, EFT Agreement, Funds Availability Policy or the Privacy Notice and Disclosure.